A credit score is a three-digit number that ranges from 350 – 800. Everyone has a credit score. It’s an important number that lenders use to help determine an individual’s creditworthiness. The score is calculated based upon an individual’s past payment history and information. The manner that a person handles credit matters is reflected in… Read More »
How Often Does Your Credit Score Update?
How Does Your Credit Score Impact Your Auto Loan?
There is nothing as American as owning your own car and taking it out on the open roads for a new adventure. Plenty of people get into their vehicles on any given day to do exactly that. That being said, this is by no means an inexpensive decision. As a matter of fact, it is… Read More »
How Will Student Loans Affect My Credit Score?
A college education is nearly a necessity in the fast-pace economy that we now live in. It is quite difficult to get much of anywhere without having a degree in hand. Unfortunately, a college education remains an expensive purchase for the vast majority of students who attend. It is so important to understand how student… Read More »
How Fast Can I Improve My Credit Score?
A credit score is a 3 digit number, which lenders use to help them decide the likelihood of the borrower repaying a loan on time. Having good credit is an important factor in a person’s financial life, which determines loan and credit card eligibility. People with better credit often have lower interest rates, better car… Read More »
Why Do People Get Declined for a Mortgage?
Getting a home mortgage is not as easy as it once was. There are a lot more challenging situations and lenders are becoming very selective about how they loan money to the especially large amount that is needed to purchase a home. If you have been declined for a mortgage you are not alone. These… Read More »