Synergy Credit Pros is here to help you improve your credit. Your financial standing or credit history does not matter. We can help you get your credit score to where it needs to be.
We know that many people have been a victim of credit fraud. They may have inaccurate information on their credit report. They may also have unverified things on their credit report. Synergy Credit Pros is dedicated to removing negative items from people’s credit report.
There are many ways that having negative items on your credit report can hurt you. It may be harder for you to get a loan if you have something negative on your credit report. If you do get approved, then you will probably have to pay a lot more in interest. Synergy Credit Pros work for you and help you get your credit back on track.
What Exactly Is Credit Repair?
Credit repair involves removing information that is unverifiable, biased, inaccurate or incomplete from one’s credit report. If you have errors on your credit report, then your score may drop. This can make it difficult for you to get a credit card, loan or any other form of lending. You will have to send out dispute lenders to credit report agencies in order to get this information removed. You may also have to work through online disputing systems that can be complicated.
You can file a dispute with your creditors and the credit bureaus. You can either use a credit repair service or do this yourself. It is easier for you to work with a credit repair agency than it is for you to do this yourself. However, there are several factors that you will have to consider before you do this.
Colorado Credit Repair Services can help you identify inaccuracies on your credit report and dispute them. Our professionals have been trained to quickly spot the issues that you have on your credit report. The legal team will make sure that your best interests are taken into consideration.
Is A Credit Repair Service A Scam Or Is It Legit?
You may be wondering whether a company can really repair your credit. You may also be wondering whether this is even legal. Colorado Credit Repair Services are legal, and they can really improve your credit score.
It is estimated that 20 percent of credit reports contain at least one error. There have been laws put in place to make sure that inaccurate information can be disputed. In many cases, people have errors on their credit report because they have been a victim of identity theft.
What Exactly Is A Credit Repair Service?
A credit repair service is an organization that will charge you a fee to remove negative information from your credit report. The Credit Repair Organization Act governs credit repair organizations.
Things We Do to Fix Your Credit
1.) Analyze Your Credit Report
We will get a copy of your credit report from Experian, Equifax and Transunion. We will examine all of the negative information on your credit report. After that, we will come up with a dispute plan.
2.) Credit Dispute
We have a paralegal and attorney team who can work on your case. They will review the negative items and send out dispute letters to the credit bureaus and creditors. Synergy Credit Pros will make sure that they use the best removal method possible.
3.) Dispute Escalating
It may take more than one correspondence to remove the negative item. You may need legal representation. There are laws that have been set by the Fair Credit Reporting Act. We will make sure that all of your rights are protected.
4.) Credit Monitoring
You can have access to your credit score 24 hours a day, 7 days a week. We can also coach you on things that you can do to improve your credit.
Important Laws That You Need to Know
- If you tell a debt collector not to call you, then they will not be able to contact you.
- Debt collectors cannot call you before 8:00 a.m. or after 9:00 p.m.
- Debt collectors cannot call you if you have a lawyer representing you.
- Debt collectors are not allowed to scream, use profanity or make threats against you.
- Debt collectors cannot reveal information about your debt to your family members. They can ask your family members how they can get in touch with you. However, they cannot say what the debt is for or how much you owe.