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About Us
Synergy Credit Services was forged out of the need to balance the playing field when it came to creditors and the credit bureaus. The banking industry can charge you more interest if you don’t know how to play their credit game. With our customized credit repair services and online portal, we help expedite your file and offer full transparency. Let us help you take back control of your life!
Success Stories
"I kept on paying my collections off, only to find my credit score dropping. With the help of the professional staff at Synergy Credit Services, I was able to get clarity of why I was being punished for doing the right thing. They custom tailored the program to my needs and helped me understand what steps I needed to take on my own while they worked on my past. After a few months, I can excitedly say I am now a homeowner!"
- Linda J. Firestone CO
Services
There are laws that protect creditors from keeping negative items on your credit report. Doing the right thing and paying off collections can typically drop your credit scores. Instead of spinning in circles, our credit repair services include carefully navigating correspondences to the creditors and credit bureaus on your behalf. Unlike other credit repair companies, we understand how to use your legal rights to maximize results and delete misleading negative tradelines from your credit report.
Why Choose Us
Testimonials
Read client reviews for our company
"Synergy Credit is an amazing company that can help anyone restore their credit. Yes, I was skeptical in the beginning, but they are there for their clients every step of the way."
- Kenya T
"Synergy is amazing!!!! I came to them with a credit score in the low 400's about 8 months ago and now I am a proud home owner. If you need to repair your credit these are the people to do it. "
- GREGORY JONES
"Synergy Credit Pros are professional and keep lines of communication open. They respond same day almost every single time I contact them. In this business that is KEY."
- Emily Howard
"Wish we had known of Synergy and their team months ago, but now that we are clients, we will forever be thankful! For anyone needing a service like their’s, do not look any further!!"
- Jennifer Carey
"Synergy was amazing they got my credit fixed up in no time and gave me the advice to keep building it and maintain a good credit standing. I would definitely recommend their services."
- Josh Scheen
Blogs
Credit Karma Score vs. Mortgage Credit Score
We get this question asked all the time. A lot of consumers are utilizing Credit Karma and assuming that the score they get from them is their universal credit score for homes, cars, and credit cards. Once they find their true mortgage credit score, they are appalled and assume that… Read More »
What’s the deal with new UltraFICO™
Many have asked us about the new UltraFICO™ algorithm that allows for you to connect your bank account to Experian so they can increase credit scores based off of account balances and payments to utilities, cell phones, and rent. Experian is offering this as a free service, which is our… Read More »
Paying Off a Charged Credit Card
Why is it that paying off a charged off credit card that is held by the original creditor the only collection that will boost your credit score? The reason is because a charged off credit card is impacting two sections of the client’s credit score where all other collections are… Read More »