How Do Late Payment Affect Your Credit Score?
Among the things, most people strive to keep positive in life is their credit performance. You will never know the importance of a good credit performance until you reach out to your bank for a loan, and you can’t get an approval. Therefore, meeting your financial obligations early enough as expected should at all times… Read More »
Why Did My Credit Score Drop?
There are many reasons why the credit score might drop, and not all of them are obvious and easy to find. Here is the list of 9 most common reasons for a credit score drop, along with the ways to address the issue. Missed or late payments Payment history is the primary factor affecting credit… Read More »
What’s the Difference Between a Home Equity Loan and Line of Credit?
Human beings are dependent on various sources to get financing for various needs. In most instances, if you own a property you will often choose to use it as a security for financing. Among the top, most preferred financing options preferred by homeowners are home equity loans and Home Equity Line of Credit also known… Read More »
Credit Repair Services in Houston, Texas
Finding reputable credit repair services in Houston can be a harrowing task. On one hand, you can improve your credit and finally be approved for that big loan. On the other, you can fall victim to a scam and make your financial situation even worse. There are a few important things to know about credit… Read More »
Credit Repair Services in Dallas – What is Important to Know?
Not a credit repair services in Dallas, Texas are created equal. When choosing a credit repair service, there are a few crucial factors you need to know about. Fixing your credit is no laughing matter, so you need to ensure you can trust the people helping you with such a delicate task. What is a… Read More »
Credit Repair Services in Denver, Colorado
There is a wide variety of credit repair services in Denver, Colorado that people can choose from. It is vital to know what to look for when selecting a credit repair service. Understanding these businesses is the best way to avoid getting inferior credit repair services. Here are some of the most important things to… Read More »
How to Dispute Errors on Credit Report?
Can a mistake on your credit report really make a difference in your financial life? The answer is yes. Even one mistake can make the difference in being approved for a loan at a good interest rate, getting approved for a credit card, or can affect the amount that you will be required to put… Read More »
How to Identify Credit Repair Scams?
Credit repair companies sound like your knight in shining armor when credit problems interfere with even the smallest tasks of your day-to-day life. While the companies provide a plethora of services aimed to help repair credit once a person finds themselves in debt, credit repair scams only have one goal and that’s taking even more… Read More »
What is Revolving Debt?
Revolving debt is debt that occurs with a credit card or a home equity line of credit. It is called revolving because as the debt is paid off, the person can charge new debt to the credit card or line of credit. This is different than installment debt, where the amount is borrowed in one… Read More »
How Often Does Your Credit Score Update?
A credit score is a three-digit number that ranges from 350 – 800. Everyone has a credit score. It’s an important number that lenders use to help determine an individual’s creditworthiness. The score is calculated based upon an individual’s past payment history and information. The manner that a person handles credit matters is reflected in… Read More »